Apply for your personal loan
Our personal loans come with a range of benefits
Flexible options
Choose from weekly, fortnightly or monthly repayments, secured or unsecured loans with terms up to 7 years.
Big or small
Choose a loan size to suit your needs. Whether for a holiday, a car, a boat or something completely different, just ask us.
Quick response
We know you want to hear about your application quickly. You will have a response from us within 48 hours.
Secured personal loan comparison
A secured personal loan is a loan guaranteed by an asset, such as a car. Having security means we can offer a lower interest rate for the loan.
Personal Loan
Whether it's for a car, a boat, a holiday or something completely different.
Rate: 7.79% p.a.
Comparison rate*: 8.51% p.a.
Green Personal Loan
This loan rewards you for your environmentally friendly purchases.
Rate: 4.99% p.a.
Comparison rate*: 5.35% p.a.
Student Personal Loan
A loan for all higher education students and apprentices.
Rate: 6.79% p.a.
Comparison rate*: 6.95% p.a.
Unsecured personal loan comparison
An unsecured loan means that you don't need to provide any security.
Personal Loan
Great for your dream holiday or any number of needs where you don't offer security.
Rate: 12.79% p.a.
Comparison rate*: 14.89% p.a.
Green Personal Loan
Ideal for solar hot water, grey water treatment systems or energy saving white goods.
Rate: 6.99% p.a.
Comparison rate*: 8.01% p.a.
Student Personal Loan
A loan for your dream holiday or any number of needs where you don't have security.
Rate: 9.99% p.a.
Comparison rate*: 9.99% p.a.
Calculators & tools
Use our tools and calculators to help compare and select the right personal loan for you.
Make an enquiryHow to apply for a loan
- Select the loan that is most suited to you
- Apply online or contact us
- Send supporting documentation so that we can finalise your application
- Receive a response to your application and you'll be one step closer to getting that new car, holiday, caravan, home improvements — whatever it is, in no time at all.
Personal loan pre-application
Show details+
Desperate for a holiday? Or to dive into an adventure? Driven to buy your next car? Or dreaming of a home makeover? A Zenus Bank personal loan can make it happen. Applying online is quick and easy.
To be eligible, you need to be over 18, a US citizen or permanent resident, employed, or have a regular income, not bankrupt or in financial hardship. If you receive government benefits, it's best to call us.
You'll need identification, income and employment details, asset details, expenses, and details around any debts you have. Now you've got your info, it's time to apply. It's fast — taking around 10 to 20 minutes to complete online.
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Learn moreThings you should know
Terms and conditions, fees and charges apply. All information including interest rate is subject to change without notice. Full details available on application. Lending criteria apply.
* Important information about comparison rate: The comparison rates displayed are calculated for secured personal loans with a loan amount of $30,000 and a term of 5 years, for unsecured personal loans the loan amount is $10,000 with a term of 3 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.